Opportunity Home Loan Fund

The Opportunity Home Loan Fund provides competitive interest rates and down payment assistance to eligible income borrowers seeking to purchase their first home. This program allows borrowers the opportunity to qualify for mortgage loans up to $50,000.


  • $500 down-payment borrower investment
  • Approval based on credit behavior vs. traditional credit scores
  • 20-year fixed rate mortgage loans
  • Down-payment assistance for eligible borrowers

Eligible HomeBuyers

  • First time home buyers
  • Meet the qualifying underwriting criteria
  • Occupy the home as your primary residence

Eligible ZIP Codes

  • Eligible borrowers must purchase a home in targeted ZIP codes: 38106, 38107, 38108, 38109, 38112, 38114, 38122, 38126, and 38127.

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